Mississippi Winter Storm — DR-4899-MS

Disaster recovery, without the runaround.

Hands-on help for Mississippi homeowners navigating FEMA Individual Assistance and SBA disaster loans. We organize the paperwork, walk you through the applications, and prep you for inspection — so you can focus on getting your home back.

Check My Eligibility See how it works →
Active

Mississippi Winter Storm

DR-4899-MS · SBA #MS-20018
Incident period Jan 23–27, 2026
FEMA Individual Assistance 36 counties
Tribal nation Mississippi Band of Choctaw
SBA disaster loans Active
How it works

Three phases. Pay as you go.

Each phase is a flat fee for the work we perform — never tied to FEMA or SBA outcomes. You can stop after any phase.

i.

Intake & Eligibility

$299 · or 3 of $99.67
  • Disaster declaration verification
  • County eligibility check
  • Homeowner & residence verification
  • Personalized document checklist
  • 15-minute welcome call
  • Secure portal setup
ii.

Application Support

$599 · or 3 of $199.67
  • FEMA registration walk-through
  • SBA disaster loan organization
  • Document QA before submission
  • Application submission support
  • Status tracking & follow-up
iii.

Inspection & Decision

$399 · or 3 of $133.00
  • Pre-inspection prep call
  • Inspection checklist
  • Post-inspection debrief
  • Additional documentation support
  • Reconsideration help if denied
Total if all three phases complete: $1,297. Each phase is billed only when that work begins. We do not collect from FEMA or SBA disbursements — fees are paid directly by you for services performed.
Why we're different

The honest version.

Disaster recovery has too many companies that overpromise and underdeliver. Here's how we operate differently.

i.

Flat fees, never contingent

Our prices don't change based on what FEMA awards you. We charge for our work, not a percentage of your funding. Federal disaster funds shouldn't flow through fee collectors — that's a fraud red flag.

ii.

No guarantees, real talk

FEMA and SBA make all approval decisions. Anyone guaranteeing approval is lying to you. What we guarantee is the cleanest possible application — the single biggest factor you can control.

iii.

Honest manual review

If your county isn't on the FEMA Individual Assistance list, we don't auto-charge you and hope for the best. Your case gets a personal review and an honest conversation about your odds before any payment.

iv.

Stop any time

You're never locked in. Each phase is a separate decision. If Phase 1 didn't add value or your situation changes, you don't owe us Phase 2 or Phase 3. That's how this should work.

Plain English

We are not FEMA. We are not SBA. We are not a lender, government agency, or anyone official.

Storm Recovery Group is a private company that helps homeowners organize their FEMA and SBA paperwork. You can apply directly at the official sites below, free of charge, without us. We exist for homeowners who'd rather have a guide than figure it out alone.

DisasterAssistance.gov SBA.gov/disaster
Common questions

Things people ask first.

Why does this cost money? Aren't FEMA and SBA free?
FEMA and SBA are free to apply to. You can do it yourself at DisasterAssistance.gov or SBA.gov, no charge. What Storm Recovery Group provides is hands-on help — document organization, application walk-throughs, inspection prep, reconsideration support. We charge for our work, not for access to government programs. If you'd rather DIY, that's a totally valid option.
Can you guarantee I'll get approved?
No. And anyone telling you they can is lying. FEMA and SBA make all approval decisions based on damage, income, insurance gaps, and documentation quality. What we guarantee is that you'll have the cleanest, most organized application possible — which is the single biggest factor under your control.
Will my fees come out of my FEMA award?
No. Federal disaster funds shouldn't flow through fee collectors — that's actually a red flag for fraud. Our fees are paid directly by you for the work we perform. Your FEMA grant goes straight to you and is yours to use for the disaster-related needs FEMA approves. We're completely separate.
What if FEMA denies me?
Denials happen and they're often reversible. Phase 3 includes reconsideration support — we help you put together the appeal with the right documentation. You have 60 days from your denial letter to appeal. We can't guarantee they'll change their mind, but we can guarantee you'll have the cleanest possible appeal package.
How long does the whole process take?
Phase 1 wraps in 7–14 days. Phase 2 typically runs 30–60 days because we're waiting on FEMA's processing. FEMA inspections usually happen 30–90 days after registration. Total timeline is typically 60–120 days from start to FEMA decision. SBA loans take an additional 60–90 days after the application is complete.
What if my county isn't on your list?
Counties not on our active list either weren't designated for FEMA Individual Assistance, or the disaster doesn't cover that area. We have a manual review path — Shaederrica personally reviews your situation and reaches out within one business day to be honest about your odds. We don't take payment until we both agree the service makes sense for you.
What if I can't afford $299 right now?
Phase 1 has a payment plan — three bi-weekly payments of $99.67 each, no interest, no fees. Your case opens the same day your first payment clears, so we don't make you wait. The plan finishes in about six weeks. If that still feels tight, talk to us — sometimes people are better off applying directly at DisasterAssistance.gov for free if money is tight.
I already started my FEMA application. Can you still help?
Yes. About half our clients have already started something — registered with FEMA, started SBA, gathered documents. We pick up wherever you are. Bring whatever registration numbers and case IDs you have to our welcome call.
Who you'll work with

A small team. Real people.

Two-person operation. We answer our own phone. We know your case by name.

CEO · Operations · Compliance

Shaederrica

Founded Storm Recovery Group to bring honest, hands-on help to Mississippi homeowners navigating federal disaster aid. Handles operations, compliance review, manual case reviews, and escalations. Personally reviews every case where the standard process doesn't fit.

Disaster Application Specialist

Veronica

Your case specialist from welcome call to FEMA decision. Walks you through document gathering, application submission, inspection prep, and reconsideration. Available Mon–Fri 8am–6pm CT. Knows every detail of your case.

Get in touch

Questions before you start?

We answer the phone Monday through Friday, 8am to 6pm Central. Same-day responses to emails and texts.

(817) 890-7073
StormRecoveryGroup@gmail.com
Mon–Fri · 8am–6pm CT